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Monthly Archives: July 2012

Love Your Life!! – Daily Word July 31, 2012

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Love Your Life!! – Daily Word July 31, 2012 by ash-cash-1

Happy Tuesday my Centers of Influence! Welcome to the last day of July and the last day that you ever doubt yourself again! You are powerful beyond belief! You can have and do anything you put your mind to! But too often we allow the opinions of the outside world and the dream stealers to dictate what we can and can’t do! We put our dreams and visions in the hands of other people who are not even qualified to oversee their own! Other people’s opinions become our fact and our dreams die before even leaving its womb! Stop Doubting Yourself and Stop relying on anyone but yourself! The life you have right now is a life that some would give their left hands for! Realize how valuable you are and begin to move accordingly! It is ridiculous for a King or Queen to move like court jester! And it is equally ridiculous for the court jester to convince the King or Queen that he/she isn’t the King or Queen!! Know your power! Take what you deserve! And Live the life that is intended for you!! Greatness is your middle name! Matter fact, Greatness should be the only name your respond to!! NOTHING CAN STOP YOU BUT YOU!!! Take back your mind and LIVE!!!!!!!!!!!!!

“Your value is the product of your thoughts. Do not miscalculate your self worth by multiplying your insecurities.”

“What a man thinks of himself, is what determines, or rather indicates his fate.”
-Henry David Thoreau

“Once you become self-conscious, there is no end to it; once you start to doubt, there is no room for anything else.”
-Mignon McLaughlin

“If you really put a small value upon yourself, rest assured that the world will not raise your price.”

“Don’t be distracted by criticism. Remember – the only taste of success some people have is when they take a bite out of you.”
-Zig Ziglar

“It’s not who you are that holds you back, it’s who you think you’re not.”
-Hanoch McCarty

“When there is no enemy within, the enemies outside cannot hurt you.”
-African Proverb

“No one can make you feel inferior without your consent.”
-Eleanor Roosevelt

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Celebrate the New Day!! – Daily Word July 30, 2012

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Celebrate the New Day!! – Daily Word July 30, 2012 by ash-cash-1

Happy Monday my Movers and Shakers!! Welcome to a new day and a new opportunity to do it the best you possibly can!! Today’s Daily Word is dedicated to celebrating this new day! Everything that has happened in the past means nothing! Every obstacle you have ever faced has really no bearing on what you do right now! Sure the past is what got you here, but it’s absolutely what you do this very moment that will decide your happiness! Right now as you read these words you have everything you need to live out your wildest dreams! Each new day comes with it the strength and energy you need to get wherever you would like to go… Don’t waste that energy dealing with nonsense!! Stay laser focused on exactly what you want out of life!! Under no circumstances should you ever give up on your dreams! Each and every day you must make a commitment to do better than before!! There is no competition!! You are the only thing standing in the way of your greatness!! Get over You and the rest is smooth sailing!! It’s a New Dawn and a New Day!! Feel Good and Make Great Things Happen!!!!!

“Each new day greets us with no rules except for the rules we place on it. Greet this new day with open arms and endless possibility.”
-Steve Maraboli

“Happiness consists of living each day as if it were the first day of your honeymoon and the last day of your vacation”

“Resolve to make each day the very best and don’t let anyone get in your way. If they do, step on them.”
-Ivan Benson

“Each new day is a blank page in the diary of your life. The secret of success is in turning that diary into the best story you possibly can.”
-Douglas Pagels

“With the new day comes new strength and new thoughts.”
-Eleanor Roosevelt

“GOD is making a way for you. Your night is expiring, your new fresh day is coming. The miracle you expect It’s going to happen.”
-Justice Cabral

“Treat every day as a gift, because it is one. Never take life for granted.”

“Today is a new day. Don’t let your history interfere with your destiny! Let today be the day you stop being a victim of your circumstances and start taking action towards the life you want.
-Steve Maraboli

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Live in The Moment!! – Daily Word July 27, 2012

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Live in The Moment!! – Daily Word July 27, 2012 by ash-cash-1

TGI……Everyday!!!! Welcome to the only day you know you have for sure!! It is estimated that each day 70,000 people die worldwide! That’s 70,000 people who no longer can take a breathe! 70,000 people who can no longer dream! 70,000 people who have no more chances to take! As you read these words realize that tomorrow is not promised! As your eyes scroll further understand that when your time is up your time is up! But also realize that your moment is NOW! There’s nothing to wait for! No condition to become better! Simply using what you have at this very moment to create your happiness! Yesterday doesn’t want you and tomorrow is running from you! This is your moment! Live in it! Cherish it! and make it great! Take NOW for granted if you want but NOW has been the only time that has ever consistently been by your side. Show your appreciation and seize the Moment! You only have one live to live!! Live it right!!

“Be happy for this moment, for this moment is your life.”
-Omar Khayyam

“Every moment is a golden one for him who has the vision to recognize it as such”
-Henry Miller

“You are, at this moment, standing, right in the middle of your own ‘acres of diamonds.””
-Earl Nightingale

“Realize deeply that the present moment is all you have. Make the NOW the primary focus of your life.”
-Eckhart Tolle

“You’ve gotta dance like there’s nobody watching, Love like you’ll never be hurt, Sing like there’s nobody listening, And live like it’s heaven on earth.”
-William W. Purkey

“The purpose of life is to live it, to taste experience to the utmost, to reach out eagerly and without fear for newer and richer experience.”
-Eleanor Roosevelt

“Write it on your heart that every day is the best day in the year.”
-Ralph Waldo Emerson

“Guard well your spare moments. They are like uncut diamonds. Discard them and their value will never be known. Improve them and they will become the brightest gems in a useful life.”
-Ralph Waldo Emerson

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Take Your Big Break!! – Daily Word July 26, 2012

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Take Your Big Break!! – Daily Word July 26, 2012 by ash-cash-1

Happy Thursday my destined and Powerful!! Today’s Daily Word is dedicated to controlling your life! There are some people who want things to happen then there are those who make them happen! There are people who wish things were different then there are those who make them different! There are those who dream big dreams then there are those who wake up and turn them into reality!! You have the power in all cases to be the latter!! Stop sitting around waiting for your big break to happen! Wake up everyday with the determination to take out of life exactly what you deserve! You are the master of your fate and are in full control of everything that happens in your life!! The only thing that can stop you is YOU! Get out of your own way and make great things happen!! Your best life is yours for the taking!!

“This life is yours. Take the power to choose what you want to do and do it well. Take the power to love what you want in life and love it honestly. Take the power to walk in the forest and be a part of nature. Take the power to control your own life. No one else can do it for you. Take the power to make your life happy.”
-Susan Polis Schutz

“Life is like a piano… what you get out of it depends on how you play it.”

“Never stand begging for what you have the power to earn.”
-Miguel de Cervantes Saavedra

“Don’t sit around hoping somebody will give you a break. Get busy and do the work that will enable you to live life fully on your own terms.”
-Ralph Marston

“Take the first step, and your mind will mobilize all its forces to your aid. But the first essential is that you begin.”
-Robert Collier

“Take your life in your own hands, and what happens? A terrible thing: no one to blame.”
-Erica Jong

“The day you take complete responsibility for yourself, the day you stop making any excuses, that’s the day you start to the top.”

“The biggest adventure you can take is to live the life of your dreams.”
-Oprah Winfrey

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

It’s Your Time!! (Use it Wisely) – Daily Word July 25, 2012

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It’s Your Time!! (Use it Wisely) – Daily Word July 25, 2012 by ash-cash-1

Happy Wins-Day!! Welcome to NOW!! Welcome to TODAY!!! Welcome to the day you realize how precious your time is and the day you begin to make the best of it! You have 86,000 seconds, 1,440 minutes, and 24 hours each day to make your life happen! Yeah its true… YOLO!! You only live once…… but if you do it right then once is enough! You can live your life and possibly end it with a question mark or you can use your time wisely and end it with a period….or even better an exclamation point!!!!!!! Every second of your life is precious and each moment wasted is life that you will never see again! Your time is NOW!! Make the commitment to maximize your full potential and live the life of your dreams!! Stop making excuses and Stop wasting your time!! Invest Your Time Wisely and Make Great Things Happen!!!!!!!!!!!!!!!

“A man who dares to waste one hour of life has not discovered the value of life.”
-Charles Darwin

“Time = life; therefore, waste your time and waste your life, or master your time and master your life.”
-Alan Lakein

“The key is in not spending time, but in investing it.”
-Stephen R. Covey

“Nothing is a waste of time if you use the experience wisely.”

“Whether it’s the best of times or the worst of times, it’s the only time we’ve got.”
-Art Buchwald

“Don’t be fooled by the calendar. There are only as many days in the year as you make use of.”
-Charles Richards

“The bad news is time flies. The good news is you’re the pilot.”
-Michael Altshuler

“You will never “find” time for anything. If you want time, you must make it.”
-Charles Bruxton

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Never Stay Defeated!! – Daily Word July 24, 2012

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Never Stay Defeated!! – Daily Word July 24, 2012 by ash-cash-1

Happy Tuesday my soldiers and survivors! Welcome to the day that makes yesterday a thing of the past!! Today’s Daily Word is dedicated to never staying defeated! I have no idea who Murphy is but apparently he has a law that says if anything can go wrong it will… While this was the case for me yesterday the fact that I am up writing about how bad my day was signifies that it wasn’t! In life you will be dealt with many obstacles or situations that may seem like the end of the world but if you live to tell the story, it means that you have another opportunity to make it better! No matter how beat down or defeated you may feel at times, never ever give up! Whatever you may be going through will past! Believe in the power of now and your power to change your circumstance!! The only thing that can stop you is death!! As long as you have breathe in your body you will have opportunity! Take advantage of this opportunity and create your light! Remember: The darkest hour is just before the dawn!

“Even when defeat appears certain, victory is well within reach. Even when the night is at its darkest, dawn is already on the way.”
-Ralph Marston

“Being challenged in life is inevitable, being defeated is optional.”
-Roger Crawford

“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.”
-Thomas Edison

“Never stop just because you feel defeated. The journey to the other side is attainable only after great suffering.”
-Santosh Kalwar

“Tough times never last, but tough people do.”
-Robert Schuller

“A man is not finished when he is defeated. He is finished when he quits.”
-Richard M. Nixon

“It is during our darkest moments that we must focus to see the light.”
-Aristotle Onassis

“When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.”
-Henry Ford

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Go With the Flow!! – Daily Word July 23, 2012

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Go With the Flow!! – Daily Word July 23, 2012 by ash-cash-1

Happy Monday my Warriors of Light! Welcome to the beginning of a new week and an opportunity to do it better than before! Today’s Daily Word is dedicated to going with the flow! Life is as easy as you allow it to be! The answers to life’s questions and what you ought to be doing are answered always through how you feel! Your gut feeling, intuition, and heart will guide you and tell you when you are going in the right direction! Go against it and you will never find happiness! No matter how hard you try it is impossible to fit a square in a circle and vice versa! Trying to force things to go a certain way is fighting against the flow of life! The Good, The Bad, and The Ugly all have their purpose! Don’t fight it! Don’t question why! Just understand that everything has its place and every experience is a life lesson! Today, as you begin your journey remember that you are exactly where you are suppose to be! Go with the flow and allow life to guide you! You Happiness depends on it!!

“Good things happen as soon as you get past the need for them. Let life flow as it will, and it will flow in great abundance.”
-Ralph Marston

“During moments of strife and ‘dis-ease’, check your flow and redirect your focus to that which is naturally good.”
-T.F. Hodge

“Relaxation means releasing all concern and tension and letting the natural order of life flow through one’s being”
-Donald Curtis

“It doesn’t matter where you are coming from. All that matters is where you are going.”
-Brian Tracy

“Flow with whatever is happening and let your mind be free. Stay centered by accepting whatever you are doing. This is the ultimate.”
-Chuang Tzu

“Don’t ‘over-control’ like a novice pilot. Stay loose enough from the flow that you can observe it, modify, and improve it.”
-Donald Rumsfeld

“If you just go with the flow, no matter what weird things happen along the way, you always end up exactly where you belong.”
-Tom Upton

“Life is a series of natural and spontaneous changes. Don’t resist them – that only creates sorrow. Let reality be reality. Let things flow naturally forward in whatever way they like.”

Ash’Cash is a Business Consultant, Motivational Speaker, Financial Expert and the author of Mind Right, Money Right: 10 Laws of Financial Freedom. For more information, please visit his website, www.IamAshCash.com

Ask Ash Cash – EP4 – Things to be careful about when using your credit card

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Dear Ash Cash: What are some things to be careful about when using my
credit card? -Laura Goldstein

There are many things that you should consider when using your credit
card but the two most important are 1) Keeping your usage down and 2)
Watching out for interest rate increases.

It is important to know that you should not be using your credit card
to make everyday purchases for items like food, clothing, and gas.
Credit cards should be used for emergency purposes only; using your
credit card as a substitute for cash can put you into serious debt
before you even know it. With that said make sure you stay within 30%
of your credit limit to avoid damage to your credit score.

Your credit score is broken down into 5 categories… 35% is Your Payment History, 30% is your usage, 15% is the length of your credit history, 10% is your new credit, and 10% is your credit mix… With Usage being a large part of your credit score, make sure you are keeping your balances low to help keep your score high!!

Lastly, Pay attention to your interest rate and make sure it hasn’t increased. Your credit card’s interest rate can increase when you’ve defaulted on the original credit card terms. Fore example, you were late on a payment, went over the credit limit, or bounced the check for your payment. Before February 22, 2010, you could’ve even seen an increased rate if you were late on a payment to another creditor – a practice known as “universal default” but due to new laws implemented by President Obama this is no longer the case!

Ask Ash Cash – EP3 – How does a checking account work (Video Inside)

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Dear Ash Cash: How does a Checking Account work?

A checking account is what you would use to conduct everyday transactions. Some people like to walk around carrying cash, but when they do so they become vulnerable to theft or losing their money. Opening a checking account is the best way to keep your money safe and pay bills. It is also a convenient way to receive money that is owed to you, whether its direct deposit from your job, money from your side hustle, etc;

To open a checking account, you need proof of identification, like your drivers license, passport, or any other state government-issued ID (It must have a photo) – or proof of residence, like a utility bill or lease – and an opening deposit. Once your account is opened, the bank gives you a checkbook and a debit card that you can use to take money from the account as you need it and also to make purchases (not more than you deposit of course). If you use more than you have in the account, the bank will charge you an overdraft fee, which can range from $30-$35 per item. This can be very costly if you don’t pay attention to your budget.

You will receive monthly statements so that you can balance your account against your records, as well as have the ability to check your balance and recent transactions online, over the phone, through the ATM machine, and by visiting the branch.

Ask Ash Cash – EP2 – How to Save Money As a College Student

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Dear Ash Cash: What’s the best way to save money as a college student? -Tamara McCloud

As a college student, it’s very important to begin the habit of saving as soon as possible. The most effective way is to “pay yourself first” and figure out the difference between what you need and what you want.

“Pay Yourself First” is a concept that was first introduced in George Classons classic book, “The Richest Man in Babylon” Then in Robert Kiyosaki’s “Rich Dad, Poor Dad” and also in my book, “Mind Right, Money Right: 10 Laws of Financial Freedom”. This concept is pretty simple: in order to create the habit of saving money, you must see yourself as a priority. Not your bill collectors! You!! What most people don’t realize is that it costs us way too much to borrow money, and as a college student, you will have many creditors begging to get you into debt.

What may seem like a deal at first becomes a big mistake after you add all the interest you will be paying. Sometimes people wind up paying three times the original amount of an item because of interest. The best thing to do is to have patience and save for what you want. Having money saved will alleviates financial stress and stops you from having to borrow money to get what you want. Beginning immediately, every time you get any income, no matter where it comes from, put aside $1 for every $10 you make. The best and most effective way to develop this habit is to make it as painless as possible. There is a saying “out of sight, out of mind” – if you make it automatic and make it invisible, you will create the habit without it even disrupting your day to day life. If you recieve money via direct deposit, take out your savings before you receive it, you’ll never know it’s missing. If you receive income in the form of a check, then have automatic deductions come out of your bank account on a monthly basis.

In order to avoid the temptation of using the funds for everyday purchases, you should open a separate bank account at an institution other than the one you keep your primary account in. I suggest a high interest savings account at a bank like ING Direct or FNBO Direct. Because these banks have little or no physical branches, it limits the access to your account, making it easier for you to save, while receiving a reasonable interest rate.